Car insurance...

This is a follow up on a previous post of mine about driving tests.
Lets say you manage to get your licence, there's still a massive obstacle in your way before being able to drive. Car ( auto) insurance costs so much these days, especially for younger drivers (and males have it worse again). How are people expected to get good at driving if they can't practice it because they cant afford the massive cost to drive a car when they get their licence, yes you should be able to drove perfectly after your test but as we all know this is not true.
Even if you are driving a small 1 litre engine car, and are on your parents insurance it will still cost 3000 minimum!

At this rate between the new tests and the auto insurance (and taxes too)  i dont see how people can afford to start driving until they have a full time job after college.


I'd like to know is auto insurance in other countries as dear?
like America, Australia Germany etc.
and also does it differ much between each state?